Experiencing significant damage to your roof and your insurance roof replacement questions are undoubtedly a stressful time between navigating the insurance claim process follow ups with adjusters and roofers who specialize in the types of roofing claims you are dealing with and even the loss of business that may result from not being to.
Estimate of roof replacement with both owners present.
Some roofing companies employ certified public adjusters who will deal with your insurance company on your behalf.
Most likely the estimate that your adjuster presents you with will be an xactimate estimate.
The insurance company s adjuster might challenge that some roofing damage was not caused by the recent storm it was pre existing damage from a previous.
The average price he says is 12 000 to.
The estimating program most commonly used by adjusters is xactimate.
The roof is arguably the most important component of your house.
However the two parties might disagree over certain aspects.
The estimate and therefore the cost to replace will be driven by what you recall and what you make sure is covered in the cost estimate.
After all it keeps water out of the building.
Most homeowners insurance policies cover roof replacement if the damage is the result of an act of nature or sudden accidental event.
Look for contractors with extensive experience in providing roof estimates for insurance claims and helping clients navigate the process of getting their roof repair or replacement covered by their insurance company.
Ideally the roof repair estimate from your insurance adjuster and the estimate from a public adjuster will be roughly equal.
And while nobody likes having to pay to replace a roof the critical and aesthetic function it serves should help ease the pain of spending 8 000 to 20 000 on the work.
Scott siegal president of certified contractors network which provides sales and management training to 350 contractors nationwide says he advises service providers to meet one or both homeowners at the initial estimate and then ask that both homeowners be present for the second meeting where specifics will be discussed.
Most homeowners insurance policies won t pay to replace or.