One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced.
Fha garage roof requirements.
For example the distance between a well and a septic tank on a property must be at least 50 feet.
Serious issue possible fha concern this wood rot found just below the roof is caused from rain water or ice build up in the winter.
Possible fha concern the brick on the side of this garage has had some serious movement.
This of course is a judgment call that the appraiser is required to make.
Selling to a first time home buyer means dealing with fha or va appraisers and being on the lookout for the types of items that could cause fha repair requirements noted on the appraisal as a condition to fund the loan.
Call a professional to evaluate.
Their is no repairs that can be done the brick should be removed and replaced.
If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof.
The fha rule for minimum distance that must exist between wells and sources of pollution can be a potential game changer.
To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof.
A well must also be at least 10 feet back from a property line.
Fha requirements for wells and septic tanks.
One frequently asked question about the fha loan process is related to fha appraisals and the minimum requirements for the roof of the home.
Sure fha has guidelines for its repair requirements but it s also largely left to the appraiser and not every appraiser.
Among the most frequently asked questions that figure on most people s minds when it comes to borrowing an fha loan pertain to fha appraisals and the minimum qualifying criteria for the roof of the borrower s home.